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bunq Bank

by bunq · 🇳🇱 Netherlands

bunq is a mobile-only bank based in Amsterdam that offers personal and business banking services entirely through its app. It focuses on sustainability, planting trees for user spending, and offers features like multi-currency accounts, travel insurance, and real-time notifications. All customer data is stored in European data centers.

Visit bunq →Subscription

A European alternative to Revolut, N26.

How the EU-ness score breaks down

Each criterion is worth a fixed number of points, multiplied by how good the evidence is and how recently it was checked. Read the full rubric.

  • Where it is built

    Not documented0 / 20 pts

    Where does the engineering team that builds this sit?

  • Data hosting

    Not documented0 / 20 pts

    In which countries does customer data physically sit?

  • Company headquarters

    Verified15 / 15 pts

    Headquartered in Netherlands

    • bunq.com · producer · checked 2026-08-02

      “If you have a complaint, you can reach us via bunq.com/report , formalcomplaints@bunq.com, or by post to bunq B.V., Basisweg 32, 1043 AP Amsterdam, the Netherlands.”

  • Ownership & control

    Unverified0 / 20 pts

    Ownership not established

    Recorded but not yet checked against a source, so it earns no points.

  • Legal jurisdiction

    Verified15 / 15 pts

    Operated wholly under EU/EEA jurisdiction

    • bunq.com · producer · checked 2026-08-02

      “This agreement is subject to the laws of the Netherlands. […] If there is a dispute, it will be resolved by the courts in Amsterdam (Netherlands) or the courts in your place of residence.”

  • Underlying infrastructure

    Not documented0 / 10 pts

    Does it run on European infrastructure, or on a US hyperscaler?

Documented quality

Not a review score. These are things a maker either publishes and commits to, or does not — warranty length, spare parts, certifications, support windows.

  • Open source

    Not documented0 / 20 pts

    Can the code be inspected and self-hosted?

  • Data portability

    Verified15 / 15 pts

    Documented export in an open format

    • bunq.com · producer · checked 2026-08-02

      “If you export data from the bunq app, please make sure to check it carefully, as we can't guarantee its accuracy, and we're not liable for any damages caused by errors.”

  • Independent certification

    Not documented0 / 30 pts

    Has an outside body certified anything about this product?

  • Support & maintenance

    Not documented0 / 15 pts

    How long are updates and security fixes guaranteed?

Where it comes from

Designed in
Not documented
Developed in
Not documented
Data hosted in
Not documented

Who is behind it

Dutch mobile bank offering personal and business banking services with a focus on sustainability and user experience.

Legal entity
bunq B.V.
Founded
2012
Headquarters
NetherlandsVerified